Group insurance
Delivering better outcomes for members and trustees
Essential protection for when life doesn't go to plan
Group insurance protects super fund members from a range of unforeseen health-related events. Nearly 10 million Australians hold at least one type of life insurance cover through their super fund.
At TAL, we take a long-term approach to designing and pricing our group insurance solutions. This is backed by our strong reinsurance partnerships and our innovative commercial and service models.
Our approach ensures our premiums are competitive and sustainable. This empowers trustees to offer insurance that delivers real value to members.
And if life takes an unexpected turn, our industry-leading claims service provides vital financial support to members or their loved ones when they need it most. We also deliver personalised health support to help members recover and return to health and work, where possible.
A focus on innovation
Through the breadth of our portfolio and the expertise of our team, we bring a strong understanding of life insurance to every partnership. By working closely with our partners, we design group life solutions that are tailored to member needs and deliver meaningful outcomes.
Benefits for partners
Sustainable pricing
We use advanced predictive modelling to forecast future claims with precision. This enables us to price your insurance offering accurately and confidently.
Unique commercial models
We know each fund is different, so we design alternative commercial models to help you manage market volatility and deliver the most value to your members.
Valuable member insights
Our data-driven analysis into your claims and underwriting experience can help you better understand your members. It can also highlight opportunities to improve outcomes and promote the benefits of voluntary cover.
Our product design principles
TAL’s commitment to product sustainability is guided by five core design principles. Our approach delivers premium stability and confidence to give your members the certainty they deserve.