Innovation

Designing and building for the future

Driving the industry forward through creativity and collaboration

At TAL, we believe in challenging the status quo. By combining deep member insights with creative thinking, we create products, tools and experiences that improve the member experience and deliver better member outcomes. This helps us continuously improve the value and reach of the services we provide. 

Drawing on capabilities and expertise from across TAL and beyond, we support our partners to bring new ideas to life. We work closely with our fund partners to help them understand the problem they need to solve. We then identify the most suitable pathway and co-design solutions tailored to the specific needs of their members.  

Our innovation focus areas

 

 

Research & insights

We engage members to understand their needs and leverage our global network to develop deep insights.

New propositions

We apply human-centred design to deliver differentiated propositions aligned to the opportunities and challenges that our partners prioritise.  

Continuous improvement

We continuously assess the relevance and value of our propositions and evolve them based on member insights and technology developments.  

How we support our partners

We create valuable and scalable propositions that focus on enhancing member outcomes while aligning with each partner's growth and retention goals.

  • Human-centred design backed by member research and testing 
  • Driving momentum with expert resources and sprints  
  • Tailored solutions through collaborative workshops and a co-design approach   

A structured approach to delivering unique solutions

We follow an iterative sprint methodology to quickly develop and validate new concepts and prototypes. By applying human-centred design principles, we ensure every proposition we develop is:

Some of our recent innovations

A digital health tool that aims to help identify health risk factors and offers tailored resources and actions to help members proactively manage their wellbeing.

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Health Scout

A digital health tool that aims to help identify health risk factors and offers tailored resources and actions to help members proactively manage their wellbeing.

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Headlight

A digital mental health tool that aims to help members identify potential mental health blind spots and provides targeted, evidence-based resources and recommendations.

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Claims Assist

A digital solution that simplifies the claims process by allowing members to track the status of their claim, submit documents online, and stay updated with notifications of payments and status changes.

Product Design

We’ve partnered with funds to design insurance product features that focus on the fund’s current and future membership profile – including factors such as occupation, industry and gender.

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